Retirement Readiness Isn't Just About Money
Decades of research show that emotional and social factors determine retirement satisfaction as much as financial security. The PHASE™ framework helps you assess and address them.
The PHASE™ Framework
Five dimensions of non-financial retirement readiness, backed by decades of research
Purpose
Discovering meaning and direction that gives your days significance beyond work
Health
Physical, mental, and emotional wellness that enables everything else in life
Activities
Creative and recreational pursuits that bring joy, growth, and fulfillment
Social
Meaningful connections and community that provide support and belonging
Everyday
Daily routines and structure that provide rhythm and purpose to each day
What People Are Saying
Leaders and professionals share their experience with the PHASE framework
I have been very excited by the multi-dimensional aspects of the PHASE program, and it provided me with real insights especially about their interactions. I've shared it with my financial advisor and in my previous corporate leadership role would have welcomed the chance to offer it to my team members as they approached retirement.
Craig Philip
Professor at Vanderbilt University
Former CEO of an industrial enterprise
Built on Decades of Research
The PHASE framework is grounded in rigorous academic research from leading institutions worldwide
Harvard Study of Adult Development
80-year longitudinal study revealing key factors in life satisfaction and relationships.
Canadian Longitudinal Study of Aging
Comprehensive research on social participation's impact on retirement satisfaction.
Boston College Center for Retirement Research
Groundbreaking insights into holistic retirement preparedness beyond financial metrics.